Klarna Finance

Regal Autosport International Ltd have set up a financing service with Klarna. to offer our customers the option to buy now, and pay later. All product pages have a Klarna Finance example section for term and cost options.

Finance your order in 3 simple steps:
1. Select your item(s) from our vast range of performance car parts. 

2. Choose the 'Apply for Finance' option at the checkout and complete your order.. 

3. Once you complete checkout you will be able to select your preferred Finance option and Deposit %.

4.Once selected all of the terms will be set out for you to see.

5. Click on the 'Apply For Finance' button and you will be directed to the Klarna website to complete your application.

6. Once approved your goods will be ordered. Once dispatched they will be sent to your home address (Delivery times can vary based on availability)

Classic credit finance:
Representative APR 19.5% 
12, 24, 36, 48 month agreements 
Available on all orders over £313

Representative example:
Cash price: £1,000
Deposit (10%): £100
Agreement duration: 12 months
12 monthly installments of: £82.94
Total amount payable: £1089.91
Representative rate of interest (fixed): 19.5%


Will I be eligible for finance?
To apply for finance you must meet the following criteria: 
- You must be over 18 years of age. 
- You must be a UK resident with at least 3 years continual address history. 
- You must be in full time employment, unless retired or a house person with a spouse in full time employment. 
- You must have a UK bank account capable of accepting Direct Debits. 
- The goods must be delivered to your home address where your bank account is registered.

How much can I borrow?
When checking out online, just fill out our easy online application form and you can be approved for up to £30,000 to use for the item(s) you wish to purchase. Use our calculator to determine how much you can spend based on your monthly payments. The minimum order is £313 (including VAT).

Is a deposit required?
Yes, on our classic credit option a 20% deposit is payable by credit or debit card upon acceptance.

How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What length of repayment is available?
You can choose a 12, 24, 36 & 48 month loan repayment period.

Can I pay my agreement off early?
You have the right under section 94 of the Consumer Credit Act 1974 to repay early in full or in part at any point. If you wish to pay any amount early you must give notice to the credit provider, Klarna, Dee House, St Davids Park, Ewloe, Flintshire, CH5 3XF or telephone them on 0844 880 6542. Unless you repay in full, any early repayment you make will not reduce the duration of the agreement but, if you give them notice of your intention to pay an amount early, they will recalculate the amount of the remaining monthly instalments.

Consumer credit service provided by Klarna Retail Finance. Klarna is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). 

Klarna Retail Finance is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority - firm reference number 124750.